Rethinking the capital market and shaping better financial systems

A transformative opportunity to strengthen Europe's deep tech ecosystem and digital finance infrastructure by fostering Innovation investments, capital inflow, and market unification for a more competitive and sovereign European economy.

- Securitizing start-up and MSME activities, i.e., loans, revenues. Start-up and MSMEs are crucial to the economy. This could catalyze their institutional funding en masse, bring dowm financing costs via secondary market trading. Securitiesed MSME/start-up liabilities could spur institutional capital market developments within the EU. This could be revolutionary as the US securitiesed only mortgages (see mortgage-backed securities) and transformed the housing market and provided a new low-risk, investable and tradeable asset class. The EU could make a bold step towards start-ups and MSMEs. 

- Regulatory projects: 1. MSMEs should be able to issue tokens or traditional bonds to finance themselves directly from (digital) capital market. 2. Pension fund and insurance companies should be able to invest in start-ups and MSMEs as a new alternstive investment class (just as the Clinton administration enabled it in the 90's in the US). 

These two initiatives could be part of the Eu-wide dDPI, developing unified capital markets and helping Dunser to expand his new bank. 

We have the great concepts with hands-on expertise, the contacts, and Dunser has the money, expertise in regulation and building financial markets.